As you all remember, I’m currently in a 2017 Money Saving Challenge from Earnest! I told ya’ll in January that my goal was to create a grocery budget. If you have no idea what I’m talking about, click here to refresh your memory! I’ll wait.
My grocery budget goal was $120 per month. I shop at Aldi, so I figured it would be pretty easy to stick within that budget. In January, I went a little over. I added up all of my Aldi transactions & came out with $126.92. Technically, for January, I hit $104.87. But I don’t get paid until February 10, so technically I need my “monthly” budget to last 2 pay periods.
What I did right: I saved all of my receipts from each trip & kept track of what I buy the most often. This way, I could easily see what I spend the most money on.
What I can improve on: I can plan ahead a little better. If I go into the store already having an idea of what I need, I can budget ahead of time how much that shopping trip will cost.
What I will do differently for February: I plan on actually just withdrawing $120 from my bank account & spending cash. I’m hoping that will allow myself to be a little more strict with myself. Also, I’m thinking that instead of taking the entire budget in cash with me to the store, that I’ll split it up & (plan ahead), buying only the things I’m going there for.
Do you guys have any input? What do you think? I’m hoping February goes a little bit better, as I have a few trips coming up that I need to make sure I have money set aside for, & I don’t want to be dipping into that for grocery money.
Remember: my goal for February is NO Starbucks/Dunkin for the entire month! I already slipped once (this past Monday). I was exhausted & needed an extra coffee. But – no more excuses.. I need to keep this goal!